STUDENT ACCIDENT INSURANCE
Ensure you're insured for student accident insurance this school year
Accidents happen, but not everything is covered by the Medical Service Plan (MSP).
The Surrey School District does not insure expenses for student injuries that happen on school grounds or during school activities, and MSP limits the the amount paid or does not cover some charges.
Parents have the option to purchase student accident insurance for injury-related costs not covered or limited under MSP or group insurance plans. These costs may include:
- Dental treatment
- Eyewear
- Rental of crutches or wheelchairs
- Splints and casts
- Physiotherapy
- Ambulance transportation
- Private tutoring and counselling
The Surrey School District does not insure expenses for student injuries that happen on school grounds or during extracurricular activities. If a student is injured, parents and guardians are responsible for any costs not covered by MSP or their employer’s healthcare plan. Every year Risk Managemenet receives inquiries on behalf of parents who are facing unexpected medical costs due to an accident that occured at school. Your assistance in communicating the benefits of Student Accident Insurance to parents is appreciated!
Student accident insurance plans cost at little as $17 per year, depending on desired coverage. Parents are encouraged to consider purchasing student accident insurance for injury-related costs not covered or limited under MSP or group insurance plans. Injury-related costs not covered by MSP or group insurance plans may include:
- Dental treatment
- Eyewear
- Rental of crutches or wheelchairs
- Splints and casts
- Physiotherapy
- Ambulance transportation
- Private tutoring and counselling
Optional student accident insurance is available through private companies and interested parents are encouraed to research which plans best suit their family's needs.
Surrey Schools has made available information on student accident insurance through Insure My Kids and Study Insured Student Accident. The coverage is available for purchase online and both companies provide access to applications, claims forms and full plan information on their websites.
Yearly plans cost between $17 (Silver/lite), $25 (Gold/Plus) and $33 (Platinum/Premium), providing a full year of coverage 24 hours a day, whether at school or at home. A discounted premium may be available for families with three or more children.
For more information, please click the Parents tab on our school website to view the printable Accident Insurance parent brochure (also available in punjabi).
