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UPDATE as of September, 2020...
Insure My Kids Accident Insurance
Every year schools receive requests for financial assistance from parents facing medical, dental or other expenses after a student is injured at school. In the 2019-2020 school year, 1075 injuries were reported and yet only 150 families had purchased Student Accident Insurance. The school district does not insure expenses for student injuries; parents or guardians are responsible for these expenses. Families without insurance for expenses such as damage to eye glasses, ambulance costs, emergency dental treatment, physiotherapy, etc. can obtain student accident insurance for as little as $17/year.
Surrey Schools provides the opportunity for families to voluntarily purchase private accident insurance through the "Insure my Kids" accident program underwritten by Old Republic Insurance. The policy is available for purchase online at insuremykids.com and includes applications, claims forms, and full plan information.
Insure my Kids Accident insurance offers protection against the unexpected costs of injury from accidents, and is especially valuable for families who:
- Do not have medical or dental plans,
- Have limited plans, as it may help supplement health and dental benefits, or
- Have active children who enjoy sports and outdoor activities.
What do you need to know as a parent about Accident Insurance?
Accidents can and do happen! Each year, many families spend thousands of dollars when their children are injured at school, on field trips, while participating in non-school activities, or at home. Surrey Schools does not provide accident insurance coverage for student injuries that occur on school property or during school activities including extracurricular sports. If a student is injured, parent(s)/guardian(s) are responsible for any costs not covered by the Medical Services Plan (MSP) or their employer's health care plan.
Most accident related expenses are not fully covered under any plans and expenses like ambulance fees, casts, crutches, physiotherapy and emergency dental care are normally not covered at all. This leaves you, the parent/guardian, financially responsible for these unexpected and usually hefty expenses. Please check with your provider regarding your coverage.
To help protect your family, it is recommended that you consider obtaining student accident insurance which provides coverage for these types of costs. As a convenience to parents, Surrey Schools has arranged to offer a student accident insurance program through Old Republic Insurance Company of Canada (insuremykids®). Participation is voluntary but highly recommended and the costs are to be paid by the parent/guardian. The program is available for students up to age 26.
Coverage is provided for a wide range of accidental expenses, including:
- Dental expenses - includes 10 years unlimited dental benefit coverage, future dental up to $1,650 per tooth, and injury related orthodontia coverage up to $2,500 per accident
- Total and permanent disability - up to $350,000
- Loss of limb/loss of use
- Accidental death
- Ambulance fees
- And much more!
The insuremykids® Student Accident Insurance program offers three plans with a variety of benefits at affordable rates – their most affordable plan is available for as little as $17.00 per year for 24 hours a day, 7 days a week coverage. The most popular plan is the Platinum at $33 per year and it includes out of province emergency medical coverage and travel benefits. Family rates are available for three or more children in the same family, even if attending different schools. There are also premium savings for optional 3-Year and 5-Year plans when purchasing online.
For more information or to purchase directly online, please visit www.insuremykids.com or call 1-800-463-5437.
For more information, see the "Accident Insurance for Students" link under "Quick Links", and the "Insure My Kids" documents under "Documents" below.
For complete plan details, please visit insuremykids.com.
Underwritten by Old Republic Insurance Company of Canada. | 100 King St W, Hamilton, ON L8N 3K9
2020-2021 Student Accident Info Sheet - English
2020-2021 Student Accident Info Sheet - Punjabi
2020-2021 Student Accident Plan Comparison
2020-2021 Student Accident Benefit Summary
2020-2021 Student Accident Full Coverage Details
MyEd BC Student Portal User Instructions - V01-1 2016 12 19
MyEd BC Family Portal User Instructions - V01-2 2017 02 08
Ways to Connect With Us Info Sheet 2020-2021 updated 2020 09 22
SSWRLC Calendar 2020-2021